Use your own take-home income to turn a price into work time before checkout. The result informs a pause; it never decides whether you should buy.
Choose hourly or monthly take-home income. Monthly mode divides income by the paid hours you enter; hourly mode ignores that field.
Formula: price with entered tax ÷ effective take-home hourly value. It excludes any tax, benefits, commute, unpaid work or care cost that is not already reflected in the numbers you enter.
It does not connect to a bank, remember your income, save purchases, track categories, move money, block checkout or predict savings. Refreshing or closing the page clears the current example.
Use take-home income for a result closer to money you can actually spend. Adjust it yourself for costs the calculator cannot know.
Monthly income has no hourly meaning until it is divided by a realistic number of paid work hours.
No. The number makes one trade-off visible; urgency, joy, durability, alternatives and your wider finances still matter.
No. The calculation stays in the current page and is not uploaded or stored.
The free page handles one temporary example. The current HoursTag Lite App Store listing describes an on-device workflow that sets income once, converts prices to work time, tags Need, Want or Impulse, tracks goals and a wishlist, shows monthly category insights, and supports backup and restore. It also says no account, tracking or ads, with one paid download and no subscription or hidden upgrades. Check the current listing before buying.
View HoursTag Lite on the App Store HoursTag (one-time purchase) →