Start from the money that actually arrives, split it per paycheck and per month, and see immediately whether fixed bills even fit inside the needs bucket.
Enter what actually lands in your account. The split is editable — 50/30/20 is a starting point, not a rule.
Math: monthly = paycheck × factor (weekly 52/12, biweekly 26/12, semi-monthly 2, monthly 1). Nothing is saved or sent anywhere.
It is a common starting point, nothing more. The point of this calculator is that the split is editable — high-rent cities often need a much larger needs share.
Most people are paid weekly or biweekly, and overspending happens between paychecks. Seeing both views keeps the monthly plan and the between-paychecks reality connected.
No. There is no account, no localStorage and no network call. Numbers exist only while the page is open.
Your fixed bills are bigger than the entire needs bucket at the current split, so the plan is not realistic yet — raise the needs percentage or lower a bill.
HoursTag Lite: Hours to Buy is optional — this free tool runs entirely in your browser and works without it. Check the app’s current App Store listing for exact features, pricing and availability before downloading.
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